{"source":"AML Map","homepage":"https://amlmap.com","license":"Free to use with attribution to AML Map (amlmap.com).","disclaimer":"Curated dataset — statuses and dates may lag official publications. Verify against AMLA and EUR-Lex before relying on this data.","lastCuratedUpdate":"2026-10-02","packages":{"aml":[{"id":"amlr-art-28-1-rts","url":"https://amlmap.com/mandates/amlr-art-28-1-rts","instrument":"RTS","title":"Customer due diligence — information requirements","sourceAct":"AMLR","article":"Art. 28(1)","deadline":"2026-07-10","status":"submitted","authority":"AMLA","summary":"The information obliged entities must collect and verify for standard, simplified and enhanced CDD, including sectoral adjustments.","consultationOpens":"2026-02-09","consultationDeadline":"2026-05-08","publicHearingDate":"2026-05-14","officialPageUrl":"https://www.amla.europa.eu/policy/public-consultations/consultation-draft-rts-customer-due-diligence_en","topics":["CDD","Onboarding"],"sectors":["credit-institutions","financial-institutions","casp","crowdfunding","auditors-accountants-tax","notaries-lawyers","tcsp","real-estate","precious-metals-stones","high-value-goods","cultural-goods-art","free-zones-warehouses","gambling","credit-intermediaries","investment-migration","mixed-activity-holding","football-agents","professional-football-clubs"]},{"id":"amld6-art-40-2-rts","url":"https://amlmap.com/mandates/amld6-art-40-2-rts","instrument":"RTS","title":"Risk profile assessment of obliged entities","sourceAct":"AMLD6","article":"Art. 40(2)","deadline":"2026-07-10","status":"submitted","authority":"EBA","summary":"Harmonised methodology for supervisors to assess and classify the inherent and residual ML/TF risk profile of obliged entities.","consultationOpens":"2026-07-13","consultationDeadline":"2026-09-27","publicHearingDate":"2025-04-10","officialPageUrl":"https://www.amla.europa.eu/policy/public-consultations/consultation-draft-rts-assessment-inherent-and-residual-risk-profile-obliged-entities-non-financial_en","topics":["Supervision","Risk assessment"],"sectors":["credit-institutions","financial-institutions","casp","crowdfunding"]},{"id":"amlar-art-12-7-rts","url":"https://amlmap.com/mandates/amlar-art-12-7-rts","instrument":"RTS","title":"Selection for AMLA direct supervision","sourceAct":"AMLAR","article":"Art. 12(7)","deadline":"2026-07-10","status":"submitted","authority":"EBA","summary":"Methodology and risk criteria for selecting the high-risk, cross-border credit and financial institutions that AMLA will supervise directly.","consultationOpens":"2025-03-12","consultationDeadline":"2025-06-06","publicHearingDate":"2025-04-10","officialPageUrl":"https://www.amla.europa.eu/system/files/2025-12/2.1_20251216_Final%20report%20-%20RTS%20under%20art.%2012%287%29%20AMLAR.pdf","topics":["Supervision","Group"],"sectors":["credit-institutions","financial-institutions"]},{"id":"amld6-art-53-10-rts","url":"https://amlmap.com/mandates/amld6-art-53-10-rts","instrument":"RTS","title":"Pecuniary sanctions and administrative measures","sourceAct":"AMLD6","article":"Art. 53(10)","deadline":"2026-07-10","status":"submitted","authority":"AMLA","summary":"Indicators for classifying the gravity of breaches and criteria for setting the level of administrative fines and periodic penalty payments.","consultationOpens":"2026-02-09","consultationDeadline":"2026-03-09","publicHearingDate":"2026-02-25","officialPageUrl":"https://www.amla.europa.eu/policy/public-consultations/consultation-draft-rts-pecuniary-sanctions-administrative-measures-and-periodic-penalty-payments_en","topics":["Sanctions","Supervision"],"sectors":["credit-institutions","financial-institutions","casp","crowdfunding","auditors-accountants-tax","notaries-lawyers","tcsp","real-estate","precious-metals-stones","high-value-goods","cultural-goods-art","free-zones-warehouses","gambling","credit-intermediaries","investment-migration","mixed-activity-holding","football-agents","professional-football-clubs"]},{"id":"amlr-art-9-guidelines","url":"https://amlmap.com/mandates/amlr-art-9-guidelines","instrument":"Guidelines","title":"Internal policies, procedures and controls — proportionality","sourceAct":"AMLR","article":"Art. 9","deadline":"2026-07-10","status":"in_development","authority":null,"summary":"Elements obliged entities should take into account — nature of business, risks, complexity and size — when deciding the extent of their internal policies, procedures and controls.","consultationOpens":null,"consultationDeadline":null,"publicHearingDate":null,"officialPageUrl":null,"topics":["Internal controls"],"sectors":["credit-institutions","financial-institutions","casp","crowdfunding","auditors-accountants-tax","notaries-lawyers","tcsp","real-estate","precious-metals-stones","high-value-goods","cultural-goods-art","free-zones-warehouses","gambling","credit-intermediaries","investment-migration","mixed-activity-holding","football-agents","professional-football-clubs"]},{"id":"amlr-art-10-4-guidelines","url":"https://amlmap.com/mandates/amlr-art-10-4-guidelines","instrument":"Guidelines","title":"Business-wide risk assessment — minimum content","sourceAct":"AMLR","article":"Art. 10(4)","deadline":"2026-07-10","status":"consultation_closed","authority":"AMLA","summary":"Minimum requirements for the content of the business-wide risk assessment and the additional information sources to take into account when carrying it out.","consultationOpens":"2026-04-16","consultationDeadline":"2026-07-15","publicHearingDate":null,"officialPageUrl":"https://www.amla.europa.eu/policy/public-consultations/consultation-draft-guidelines-business-wide-risk-assessment_en","topics":["Risk assessment","Internal controls"],"sectors":["credit-institutions","financial-institutions","casp","crowdfunding","auditors-accountants-tax","notaries-lawyers","tcsp","real-estate","precious-metals-stones","high-value-goods","cultural-goods-art","free-zones-warehouses","gambling","credit-intermediaries","investment-migration","mixed-activity-holding","football-agents","professional-football-clubs"]},{"id":"amlr-art-16-4-rts","url":"https://amlmap.com/mandates/amlr-art-16-4-rts","instrument":"RTS","title":"Group-wide policies, procedures and controls","sourceAct":"AMLR","article":"Art. 16(4)","deadline":"2026-07-10","status":"submitted","authority":"AMLA","summary":"Minimum requirements for group-wide AML/CFT policies, including minimum standards for information sharing within the group.","consultationOpens":"2026-04-16","consultationDeadline":"2026-06-15","publicHearingDate":"2026-05-20","officialPageUrl":"https://www.amla.europa.eu/policy/public-consultations/consultation-draft-rts-group-wide-minimum-requirements-and-additional-measures-subsidiaries-and_en","topics":["Group"],"sectors":["credit-institutions","financial-institutions","casp","crowdfunding","mixed-activity-holding","tcsp"]},{"id":"amlr-art-17-3-rts","url":"https://amlmap.com/mandates/amlr-art-17-3-rts","instrument":"RTS","title":"Branches and subsidiaries in third countries","sourceAct":"AMLR","article":"Art. 17(3)","deadline":"2026-07-10","status":"submitted","authority":"AMLA","summary":"Additional measures groups must take where third-country law prevents branches or subsidiaries from applying group-wide AML/CFT requirements.","consultationOpens":"2026-04-16","consultationDeadline":"2026-06-15","publicHearingDate":"2026-05-20","officialPageUrl":"https://www.amla.europa.eu/policy/public-consultations/consultation-draft-rts-group-wide-minimum-requirements-and-additional-measures-subsidiaries-and_en","topics":["Group"],"sectors":["credit-institutions","financial-institutions","casp","crowdfunding","mixed-activity-holding","tcsp"]},{"id":"amlr-art-19-9-rts","url":"https://amlmap.com/mandates/amlr-art-19-9-rts","instrument":"RTS","title":"Business relationships, occasional and linked transactions","sourceAct":"AMLR","article":"Art. 19(9)","deadline":"2026-07-10","status":"submitted","authority":"AMLA","summary":"Criteria for identifying business relationships, occasional and linked transactions, and lower thresholds where simplified or enhanced CDD applies.","consultationOpens":"2026-02-09","consultationDeadline":"2026-05-08","publicHearingDate":"2026-05-14","officialPageUrl":"https://www.amla.europa.eu/policy/public-consultations/consultation-draft-rts-criteria-identifying-business-relationships-occasional-and-linked_en","topics":["CDD","Risk assessment"],"sectors":["credit-institutions","financial-institutions","casp","crowdfunding","auditors-accountants-tax","notaries-lawyers","tcsp","real-estate","precious-metals-stones","high-value-goods","cultural-goods-art","free-zones-warehouses","gambling","credit-intermediaries","investment-migration","mixed-activity-holding","football-agents","professional-football-clubs"]},{"id":"amlr-art-20-guidelines","url":"https://amlmap.com/mandates/amlr-art-20-guidelines","instrument":"Guidelines","title":"Risk variables and risk factors for CDD","sourceAct":"AMLR","article":"Art. 20","deadline":"2026-07-10","status":"in_development","authority":null,"summary":"Risk variables and risk factors obliged entities must weigh when entering business relationships or carrying out occasional transactions.","consultationOpens":null,"consultationDeadline":null,"publicHearingDate":null,"officialPageUrl":null,"topics":["CDD","Risk assessment"],"sectors":["credit-institutions","financial-institutions","casp","crowdfunding","auditors-accountants-tax","notaries-lawyers","tcsp","real-estate","precious-metals-stones","high-value-goods","cultural-goods-art","free-zones-warehouses","gambling","credit-intermediaries","investment-migration","mixed-activity-holding","football-agents","professional-football-clubs"]},{"id":"amlr-art-26-5-guidelines","url":"https://amlmap.com/mandates/amlr-art-26-5-guidelines","instrument":"Guidelines","title":"Ongoing monitoring of business relationships","sourceAct":"AMLR","article":"Art. 26(5)","deadline":"2026-07-10","status":"consultation_closed","authority":"AMLA","summary":"Expectations for ongoing monitoring of business relationships and of the transactions carried out within them.","consultationOpens":"2026-06-03","consultationDeadline":"2026-09-03","publicHearingDate":"2026-07-02","officialPageUrl":"https://www.amla.europa.eu/policy/public-consultations/consultation-draft-guidelines-ongoing-monitoring-business-relationship_en","topics":["CDD","TM_STR"],"sectors":["credit-institutions","financial-institutions","casp","crowdfunding","auditors-accountants-tax","notaries-lawyers","tcsp","real-estate","precious-metals-stones","high-value-goods","cultural-goods-art","free-zones-warehouses","gambling","credit-intermediaries","investment-migration","mixed-activity-holding","football-agents","professional-football-clubs"]},{"id":"amlr-art-69-its","url":"https://amlmap.com/mandates/amlr-art-69-its","instrument":"ITS","title":"Suspicious transaction reporting format","sourceAct":"AMLR","article":"Art. 69","deadline":"2026-07-10","status":"consultation_closed","authority":"AMLA","summary":"The format to be used for reporting suspicions and providing transaction records to FIUs.","consultationOpens":"2026-07-02","consultationDeadline":"2026-09-20","publicHearingDate":null,"officialPageUrl":"https://www.amla.europa.eu/policy/public-consultations/consultation-draft-its-format-reporting-suspicions-and-providing-transaction-records_en","topics":["TM_STR","FIU"],"sectors":["credit-institutions","financial-institutions","casp","crowdfunding","auditors-accountants-tax","notaries-lawyers","tcsp","real-estate","precious-metals-stones","high-value-goods","cultural-goods-art","free-zones-warehouses","gambling","credit-intermediaries","investment-migration","mixed-activity-holding","football-agents","professional-football-clubs"]},{"id":"amlr-art-81-its","url":"https://amlmap.com/mandates/amlr-art-81-its","instrument":"ITS","title":"FIU reporting to the EPPO","sourceAct":"AMLR","article":"Art. 81","deadline":"2026-07-10","status":"submitted","authority":"AMLA","summary":"Format for FIUs to report to the European Public Prosecutor's Office (EPPO) under AMLR Art. 81.","consultationOpens":null,"consultationDeadline":null,"publicHearingDate":null,"officialPageUrl":null,"topics":["FIU","Supervision"],"sectors":["credit-institutions","financial-institutions","casp","crowdfunding"]},{"id":"amlar-art-41-2-its","url":"https://amlmap.com/mandates/amlar-art-41-2-its","instrument":"ITS","title":"AMLA reporting to the EPPO","sourceAct":"AMLAR","article":"Art. 41(2)","deadline":"2026-06-27","status":"submitted","authority":"AMLA","summary":"Format for AMLA itself to report information to the European Public Prosecutor's Office (EPPO).","consultationOpens":null,"consultationDeadline":null,"publicHearingDate":null,"officialPageUrl":"https://www.amla.europa.eu/document/download/993e4d38-eeef-4d9d-a3ec-85ff59f82d61_en?filename=Final%20Report%20-%20ITS%20under%20Article%2041%282%29%20AMLAR.pdf","topics":["FIU","Supervision"],"sectors":[]},{"id":"amld6-art-31-its","url":"https://amlmap.com/mandates/amld6-art-31-its","instrument":"ITS","title":"FIU-to-FIU information exchanges","sourceAct":"AMLD6","article":"Art. 31","deadline":"2026-07-10","status":"submitted","authority":"AMLA","summary":"Standardised format and technical means for exchanges of information between financial intelligence units.","consultationOpens":null,"consultationDeadline":null,"publicHearingDate":null,"officialPageUrl":null,"topics":["FIU"],"sectors":["credit-institutions","financial-institutions","casp","crowdfunding"]},{"id":"amld6-art-46-rts","url":"https://amlmap.com/mandates/amld6-art-46-rts","instrument":"RTS","title":"Home-host supervisory cooperation","sourceAct":"AMLD6","article":"Art. 46","deadline":"2026-07-10","status":"submitted","authority":"AMLA","summary":"Framework for cooperation between home and host supervisors of obliged entities operating on a cross-border basis.","consultationOpens":null,"consultationDeadline":null,"publicHearingDate":null,"officialPageUrl":null,"topics":["Supervision","Group"],"sectors":["credit-institutions","financial-institutions","casp","crowdfunding","mixed-activity-holding","tcsp"]},{"id":"amlar-art-15-its","url":"https://amlmap.com/mandates/amlar-art-15-its","instrument":"ITS","title":"AML/CFT supervisory cooperation for direct supervision","sourceAct":"AMLAR","article":"Art. 15","deadline":"2026-07-10","status":"submitted","authority":"AMLA","summary":"Technical standards on cooperation between AMLA and national supervisors when AMLA exercises direct supervision.","consultationOpens":null,"consultationDeadline":null,"publicHearingDate":null,"officialPageUrl":null,"topics":["Supervision"],"sectors":["credit-institutions","financial-institutions","casp","crowdfunding"]},{"id":"amld6-art-31-3-rts","url":"https://amlmap.com/mandates/amld6-art-31-3-rts","instrument":"RTS","title":"Cross-border relevance of suspicious transaction reports","sourceAct":"AMLD6","article":"Art. 31(3)","deadline":"2026-07-10","status":"consultation_closed","authority":"AMLA","summary":"Criteria for deciding whether a suspicious transaction report concerns another Member State and must be forwarded to that Member State's FIU.","consultationOpens":"2026-07-06","consultationDeadline":"2026-10-06","publicHearingDate":null,"officialPageUrl":"https://www.amla.europa.eu/policy/public-consultations/consultation-draft-rts-cross-border-information-exchange-between-financial-intelligence-units_en","topics":["FIU"],"sectors":[]},{"id":"amlar-art-11-6-rts","url":"https://amlmap.com/mandates/amlar-art-11-6-rts","instrument":"RTS","title":"Central AML/CFT database","sourceAct":"AMLAR","article":"Art. 11(6)","deadline":"2025-12-27","status":"in_consultation","authority":"AMLA","summary":"How and when supervisors transmit information to AMLA's central AML/CFT database, what must be provided and at what level of detail, and when AMLA can request more.","consultationOpens":"2026-10-07","consultationDeadline":"2026-11-03","publicHearingDate":"2026-11-03","officialPageUrl":"https://www.amla.europa.eu/policy/public-consultations/consultation-public-hearing-draft-rts-establishing-central-amlcft-database_en","topics":["Supervision"],"sectors":[]},{"id":"amlr-art-18-guidelines","url":"https://amlmap.com/mandates/amlr-art-18-guidelines","instrument":"Guidelines","title":"Outsourcing of AML/CFT tasks","sourceAct":"AMLR","article":"Art. 18","deadline":"2027-07-10","status":"in_development","authority":null,"summary":"Establishment and governance of outsourcing relationships (including sub-outsourcing) and procedures for monitoring their implementation.","consultationOpens":null,"consultationDeadline":null,"publicHearingDate":null,"officialPageUrl":null,"topics":["Internal controls"],"sectors":["credit-institutions","financial-institutions","casp","crowdfunding","auditors-accountants-tax","notaries-lawyers","tcsp","real-estate","precious-metals-stones","high-value-goods","cultural-goods-art","free-zones-warehouses","gambling","credit-intermediaries","investment-migration","mixed-activity-holding","football-agents","professional-football-clubs"]},{"id":"amlr-art-21-joint-guidelines","url":"https://amlmap.com/mandates/amlr-art-21-joint-guidelines","instrument":"Joint Guidelines","title":"AML/CFT compliance and access to basic payment accounts","sourceAct":"AMLR","article":"Art. 21","deadline":"2027-07-10","status":"in_development","authority":null,"summary":"Joint guidelines with the EBA on measures credit and financial institutions may take to comply with AML/CFT rules when implementing the Payment Accounts Directive (2014/92/EU).","consultationOpens":null,"consultationDeadline":null,"publicHearingDate":null,"officialPageUrl":null,"topics":["CDD","Onboarding"],"sectors":["credit-institutions","financial-institutions","casp","crowdfunding"]},{"id":"amlr-art-32-guidelines","url":"https://amlmap.com/mandates/amlr-art-32-guidelines","instrument":"Guidelines","title":"Third-country ML/TF risks, trends and methods","sourceAct":"AMLR","article":"Art. 32","deadline":"2027-07-10","status":"in_development","authority":null,"summary":"ML/TF risks, trends and methods involving geographical areas outside the Union to which obliged entities are exposed.","consultationOpens":null,"consultationDeadline":null,"publicHearingDate":null,"officialPageUrl":null,"topics":["Risk assessment"],"sectors":["credit-institutions","financial-institutions","casp","crowdfunding","auditors-accountants-tax","notaries-lawyers","tcsp","real-estate","precious-metals-stones","high-value-goods","cultural-goods-art","free-zones-warehouses","gambling","credit-intermediaries","investment-migration","mixed-activity-holding","football-agents","professional-football-clubs"]},{"id":"amlr-art-34-guidelines","url":"https://amlmap.com/mandates/amlr-art-34-guidelines","instrument":"Guidelines","title":"High-net-worth customers — EDD scope","sourceAct":"AMLR","article":"Art. 34","deadline":"2027-07-10","status":"in_development","authority":null,"summary":"Measures for credit institutions, financial institutions and TCSPs to establish whether a customer holds total assets of at least EUR 50 million.","consultationOpens":null,"consultationDeadline":null,"publicHearingDate":null,"officialPageUrl":null,"topics":["CDD"],"sectors":["credit-institutions","financial-institutions","casp","crowdfunding","tcsp"]},{"id":"amlr-art-37-guidelines","url":"https://amlmap.com/mandates/amlr-art-37-guidelines","instrument":"Guidelines","title":"CASP cross-border correspondent relationships","sourceAct":"AMLR","article":"Art. 37","deadline":"2027-07-10","status":"in_development","authority":null,"summary":"Criteria and elements crypto-asset service providers must take into account when assessing correspondent relationships and the corresponding risk-mitigating measures.","consultationOpens":null,"consultationDeadline":null,"publicHearingDate":null,"officialPageUrl":null,"topics":["CASP"],"sectors":["casp"]},{"id":"amlr-art-40-guidelines","url":"https://amlmap.com/mandates/amlr-art-40-guidelines","instrument":"Guidelines","title":"Self-hosted address transactions — mitigating measures","sourceAct":"AMLR","article":"Art. 40","deadline":"2027-07-10","status":"in_development","authority":null,"summary":"Mitigating measures for transfers from or to self-hosted addresses, including identification and verification of the originator or beneficiary.","consultationOpens":null,"consultationDeadline":null,"publicHearingDate":null,"officialPageUrl":null,"topics":["CASP"],"sectors":["casp"]},{"id":"amlr-art-42-guidelines","url":"https://amlmap.com/mandates/amlr-art-42-guidelines","instrument":"Guidelines","title":"Politically exposed persons","sourceAct":"AMLR","article":"Art. 42","deadline":"2027-07-10","status":"in_development","authority":null,"summary":"Criteria for identifying close associates and the level of risk associated with particular categories of PEPs, family members and close associates.","consultationOpens":null,"consultationDeadline":null,"publicHearingDate":null,"officialPageUrl":null,"topics":["CDD"],"sectors":["credit-institutions","financial-institutions","casp","crowdfunding","auditors-accountants-tax","notaries-lawyers","tcsp","real-estate","precious-metals-stones","high-value-goods","cultural-goods-art","free-zones-warehouses","gambling","credit-intermediaries","investment-migration","mixed-activity-holding","football-agents","professional-football-clubs"]},{"id":"amlr-art-50-guidelines","url":"https://amlmap.com/mandates/amlr-art-50-guidelines","instrument":"Guidelines","title":"Reliance on other obliged entities","sourceAct":"AMLR","article":"Art. 50","deadline":"2027-07-10","status":"in_development","authority":null,"summary":"Acceptable conditions for relying on CDD information collected by another obliged entity — including remote CDD — and the roles and responsibilities involved.","consultationOpens":null,"consultationDeadline":null,"publicHearingDate":null,"officialPageUrl":null,"topics":["CDD","Onboarding"],"sectors":["credit-institutions","financial-institutions","casp","crowdfunding","auditors-accountants-tax","notaries-lawyers","tcsp","real-estate","precious-metals-stones","high-value-goods","cultural-goods-art","free-zones-warehouses","gambling","credit-intermediaries","investment-migration","mixed-activity-holding","football-agents","professional-football-clubs"]},{"id":"amlr-art-69-guidelines","url":"https://amlmap.com/mandates/amlr-art-69-guidelines","instrument":"Guidelines","title":"Indicators of suspicious activity or behaviour","sourceAct":"AMLR","article":"Art. 69","deadline":"2027-07-10","status":"in_development","authority":null,"summary":"Indicators of suspicious activity or behaviours, to be periodically updated.","consultationOpens":null,"consultationDeadline":null,"publicHearingDate":null,"officialPageUrl":null,"topics":["TM_STR"],"sectors":["credit-institutions","financial-institutions","casp","crowdfunding","auditors-accountants-tax","notaries-lawyers","tcsp","real-estate","precious-metals-stones","high-value-goods","cultural-goods-art","free-zones-warehouses","gambling","credit-intermediaries","investment-migration","mixed-activity-holding","football-agents","professional-football-clubs"]}]}}