Joint GuidelinesIn developmentAMLR Art. 21
AML/CFT compliance and access to basic payment accounts
Primarily for financial sectors. This mandate mainly targets financial sectors (credit institutions, CASPs, and similar). Check the relevant sectors list below or your sector guide.
Statutory deadline
10 July 2027345d left
Summary
Joint guidelines with the EBA on measures credit and financial institutions may take to comply with AML/CFT rules when implementing the Payment Accounts Directive (2014/92/EU).
Why it matters
Addresses de-risking — balancing financial inclusion against AML obligations.
Topics
CDDOnboarding
Relevant sectors
EBA predecessor
- EBA/GL/2022/03 — Guidelines on ML/TF risk management when providing access to financial services
Policies and controls to challenge unwarranted de-risking and safeguard access to basic financial products — balancing A…